When Do You Need It?October 2007
With the holidays fast approaching, millions of Americans will be hitting the roads, catching flights, and even taking buses and trains to visit loved ones or simply to get away from it all. And, as so many embark on their travels, it's easy to become confused regarding
travel medical insurance. When do you need it? How much is enough? What does it cover?
According to
CNN, you should consider purchasing travel insurance if you can't afford to lose the money you invested in your vacation or if you can't cover unexpected medical and emergency costs at your destination. In other words, if you don't want to lose the money associated with an illness or injury while traveling, travel medical insurance is a good bet.
What's the difference between
medical insurance and plain-old travel insurance? Standard travel insurance will cover things like financial reimbursement for trip cancellation or lost baggage. These things are good to have when that expensive cruise is cancelled, or your bags disappear on your flight.
Facts on:
Travel Medical Insurance
Did you know...
Last year more than 4 million people traveled in America for Thanksgiving alone?
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Travel medical insurance offers medical coverage and emergency medical transportation in case of an accident. Many travelers don't realize their company or personal medical insurance may stop at the U.S. border, and this includes the international waters that are traveled by commercial cruise liners. Government-funded health insurance is subject to the same rules, and those with a medical condition should certainly purchase all forms of travel insurance whenever they take a trip.
The best agencies offer a combination of travel and medical services, protecting the traveler from all forms of mishap when they go abroad. And while many agencies suggest that you don't need travel medical insurance for a road trip, it's always important to keep in mind that you can't buy any type of travel insurance when something happens - it's only available before you go, and with millions of people traveling all over the country, it's always better to take the safe road!
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