Regardless of What Happens with the Children, Adults Still Need a Good Individual Health Insurance PlanSept 2007
Affordable medical insurance coverage has been all over the news this week, as the House passed on Wednesday an expansion of the Children's Health Insurance Program, financed with increases in tobacco taxes and cuts in subsidies to private Medicare insurance plans for older Americans. But regardless of whether or not this expansion will actually happen, offering the working adults in this country an individual health insurance plan that is both effective and affordable is still in the air.
President Bush has threatened to veto the House bill, developed entirely by Democrats, and a more modest bipartisan measure, expected to win approval this week in the Senate. So, the success of the plan to insure millions of uninsured children is questionable. But one thing remains sure: their parents aren't getting any breaks in their search for coverage.
According to
abcnews, "Only 66% of private full-time workers now have employer-sponsored health insurance, down from 80% in 1989." Part of the reason for this is that there aren't a lot of affordable medical insurance coverage plans out there to choose from. The pressure of the global market, combined with higher healthcare costs, has made it very difficult for businesses of all sizes to offer coverage to their employees.
This is why a renegotiation of the American
individual health insurance plan has been another hot topic in the news. Presidential hopefuls from both sides of the fence have offered their solutions for working adults, including everything from a full-scale universal insurance plan, to more moderate plans involving tax exemptions and mandatory coverage.
Facts on:
Affordable Medical Insurance Coverage
Did you know...
When parents don't have affordable medical insurance coverage, they're more likely to get sick?
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One thing is for sure, when parents don't have affordable medical insurance coverage, they're more likely to get sick, and when they do get sick, it costs more. Sure it's important to protect our children, but with unhealthy parents and the burden of medical debt, who will take proper care of them in the first place?
For those people searching for an individual health insurance plan, it's advisable to shop around aggressively, particularly online, for plans that offer yearly checkups. These checkups are most likely to stop or catch major illnesses before they can become more dangerous, and more costly.
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