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Plans to significantly revise individual health insurance in America faced a potentially killing blow this week with the loss of the Democratic seat in Massachusetts.

However, as MSNBC makes clear in its article on health care legislation, the current version of the bill actually faces several hurdles that will need to be overcome if individual health insurance is ever to be affordable and available to all Americans.

The problem, according to the article, is that the twists and turns of politics have led us to a bill that doesn't much resemble the original plan President Obama put forward when he was running for the presidency.

Now, problems include funding: cutting back on Medicare and the so-called "Cadillac Tax" have not been well received.

There's also the issue of the already employed. Those who don't need individual health insurance aren't concerned with how hard it is to get, and don't want to lose the coverage they already have.

Finally, with the loss of the public plan there won't be as much incentive for health insurance companies to lower premiums.

Optimists are suggesting that even with the loss in Massachusetts some form of health care legislation will pass. However, what it will look like, and whether or not it will help anyone, remains to be seen.