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A heavy hitter, the American Medical Association, has thrown their support for President Obama's goals for individual health insurance reform. The AMA has aligned itself with several core principals from President Obama's eight goals for health reform.

In a recent article by ama-assn.org, we are given hope that some good might come from all this effort to help reform our nation's health insurance. That would be good for us all. With health insurance the number one expenditure for both small and large businesses, any help would give support to our foundering economy.

A list of the President's eight goals for Health Reform: 1) Guarantee Choice of health plans and physicians. 2) Make health insurance affordable. 3) Protect families' financial health. 4) Invest in prevention and wellness.

5) Provide coverage regardless of your job or preexisting conditions. 6) Aim for universal coverage for all Americans. 7) Improve patient safety and quality care. 8) Maintain a plan that pays for itself.

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The battle for health care reform continues, state by state. Even those covered by short term health insurance find themselves on a waiting list while their cases are evaluated. Sometimes they are desperate for money.

In a recent article by concordmonitor.com on health care, which refers to an article that was on the front page of the New York Times, we learn of another tragic story, of the many, that relates to health care that just isn't enough for one family.

This family was hammered by tragedy after tragedy. The husband developed Parkinson's disease, fell, and has to have round-the-clock care. The daughter was paralyzed by a work injury, but didn't have health insurance. Their son developed testicular cancer that metastasized. Wow.

This family is in fear of losing their home. Congress is debating plans that were crafted to meet President Obama's health care reform goals. Let's hope something good comes out of it.

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State by state, lawmakers are taking on the difficult task of individual health insurance reform. According to a recent article in bizjournals.com on healthcare reform, Colorado lawmakers "...were considering a proposal that could fundamentally change Colorado's $30 billion-a-year health care system."

With health care the number one cost for businesses both small and large, it is no wonder everyone is considering health care reform. Big business health care is concerned because they see their era of run-away costs coming to an end. They want guarantees that every individual will have to obtain health care policies.

To ensure their profits, lawmakers in Colorado sponsored House Bill 1358 that would have a health care system that is both private and government sponsored. Government would provide a policy for expensive health care needs, also for most individuals without the ability to pay health insurance. Those who could afford better coverage would pay for private insurance.

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The struggle for health insurance reform continues. Those interested in group health insurance, such as business and for the middle class, might be interested in a recent article by the businesswire.com. A group out of Tennessee, called Rolling Hills Group, has responded to the President's call for grassroots input.

Rolling Hills Group has put together a comprehensive package on health insurance reform. Their plan has been reviewed by the Moran Group, a Washington DC healthcare research firm and found to be sound. Some of the parts of this plan would greatly help Americans.

One part is for employers to no longer have to provide insurance since employees would have a source to get credible affordable coverage. Their plan is transparent, requires coverage, and assures quality standards are being met. They even have provisions that keep Medicare, Medicaid/Medicare and state children's health programs intact. It is reassuring to know that Americans are responding to our President's call for input.

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Many of us are concerned with the high costs of family health insurance. In a recent article by chicagobusiness.com, it was stated that our president has made his pitch for health care reform, and it looks like big business appears willing to meet him half way by advocating government intervention. Since the Clinton era, the costs for health care have risen so that, "employers' health insurance costs have been rising by double-digit percentages..."

Increasing costs and a poor economy has created an atmosphere favorable to changing our health care system. Midwest business Group on Health seems to advocate figuring in health care provider performance, that requires public reporting of results to stop rewarding poor quality care.

Despite many business that favor health care reform, there are others that do not want reform. Many franchised businesses oppose any kind of coverage mandate. The majority of restaurants in the U.S. are privately owned and operated and work on very thin margins. Any kind of mandate might cost too much for them to handle.

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For those of us approaching sixty five, Medicare insurance will be our main coverage. But our health insurance coverage may be jeopardized. According to an article by the New York Times, many more doctors are opting out of Medicare.

Doctors who are enrolled with Medicare fall into the categories "participating and nonparticipating". Participating doctors get paid more by Medicare, where nonparticipating doctors receive a lower reimbursement from Medicare and the patient has to pick up more of the bill.

Older Americans need to find out which doctors accept Medicare, and the sooner the better. To find a doctor who accepts Medicare visit the website www.medicare.gov for a list of enrolled doctors. Local hospitals and state medical societies also have online directories for doctors.

Still, you need to check with each doctor because they may not be accepting new patients. Also, urgent care centers are staffed by a majority of doctors who do take Medicare. You can check with an urgent care physician and ask if he or she is willing to accept a new Medicare patient.