Small Business Health Insurance and the Flu
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But with small business health insurance premiums on the rise, it stands to reason that small business owners and employees could be facing a larger burden to maintain their health.
The swine flu seems to target children and young adults, though workers who have children might need to stay home to care for little ones. With fewer and fewer businesses able to afford small business health insurance for their employees, let alone family members, a dangerous or extended bout of illness could lead to medical bankruptcy.
The best ways to protect your business - and your workers - from the swine flu is to encourage vaccination, improve hygiene and access to hand washing, and keep sick employees at home. Those employers who can afford to offer small business health insurance should encourage employees to know what is and isn't covered by their plan, in case someone needs to be hospitalized.