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Responding to critics who claimed that his health care bill would be too expensive for low and middle income families, Senate Finance Committee Chairman Max Baucus said today that he would revise his health care reform bill designed to make affordable health insurance available to all Americans.

Factors to consider will be, according to Baucus, the expansion of subsidies to help purchase insurance, and a reduction in penalties for those who don't. Many of Baucus' critics felt that his affordable health insurance plan just didn't take into account how many American families are struggling to get by.

Meanwhile, a study released today at the Wall Street Journal finds that smoking bans in public places have saved Americans billions of dollars in treatments for conditions caused by second hand smoke.

Perhaps incentivizing good lifestyle decisions, like not smoking and staying within a healthy weight range, could be another way to lower costs, and keep people healthier in the long run.

And it would make affordable health insurance plans easier to find, and easier to keep, regardless of what type of income people rely on.