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We're all used to the idea that Republicans and Democrats can't agree on how to structure an affordable health insurance market for all Americans. But, you know you're dealing with a complex and thorny issue when Democrats can't agree amongst themselves either.

And that appears to be the case. As President Barack Obama pushes legislators to provide him with a bill for affordable health insurance by October, it seems that no one is able to agree on exactly how to do that.

Sticking points, according to CNN, include a requirement that all Americans purchase health insurance coverage, that employers help to pay for it, and whether or not there should also be a government-run plan offered as a means of creating competition in the private market.

And while no one is going to say that Americans don't deserve a more affordable health insurance market, no one appears willing to give an inch, either.

How will we be able to afford it? Will the private market collapse if there's a public option for Americans? Will employers be forced to pay too much, hampering their productivity?

These are some of the questions that are now on the table. But none of them matter as much as this one: when will Americans finally have a means of obtaining health insurance coverage that they can rely on?