FREE HEALTH INSURANCE QUOTES Start here...

Select Insurance Type:

Individual Health Group Health Small Business Health Short Term Health Family Health Medicare Supplemental Travel Insurance

Zip code:

The presidential nominees both offer medical plans that could allow millions more Americans to seek medical care. But are the physicians prepared for this?

Even if a previously uninsured individual is able to obtain affordable health insurance, how long will he have to wait for an evaluation? Will the care patients receive be compromised by a surge of new patients?

While the Times Leader reports that Pennsylvanian doctors feel confident they can manage the patient load, this confidence stems from a recent increase of new medical professionals.

More doctors can surely treat more patients, but medical schools must be sure to maintain their current standards. The law of supply and demand may lead to mass production cars and cheap knock-off handbags, but that should never extend toward our society's health maintenance.

For sure, either candidate will need to revamp the current health care system to prevent clinics and medical professionals from becoming overwhelmed with paperwork. As the health insurance market is being reformed, other areas of the medical field should be reworked for efficiency.

Practices are in dire need of increasing their behind-the-scenes office staff to relieve the pressure from doctors and nurses. Surely, the reduction or simplification of medical billing paperwork and restrictions on malpractice lawsuits would ease strain on physicians.

While every citizen needs access to health insurance and medical care, the reform is pointless if the medical offices don't receive the support they need.

FREE HEALTH INSURANCE QUOTES Start here...

Select Insurance Type:

Individual Health Group Health Small Business Health Short Term Health Family Health Medicare Supplemental Travel Insurance

Zip code:

San Francisco has a history of making social waves, and this week they are making a tsunami. The city will be the first to offer free or subsidized health insurance to its adult residents in a program entitled Healthy San Francisco.

Nearly 11% of San Franciscans are uninsured, including immigrants and the unemployed. While the city is hoping the medical funding will curb the losses clinics and emergency rooms have been reporting, speculations of the program's success vary.

The program was barely marketed, according to the New York Times, but more than double the expected applicants turned out at the trial clinics. The loose requirements may be the cause- you just have to prove you have had no insurance for 90 days.

Currently the project is limited to adult city residents, but city officials are quick to point out that nearly all San Franciscan children are covered under private health insurance. It should also be noted that the city's uninsured rate is half that of California's uninsured.

Over 20% of California's residents have no health coverage. The number is frightening when taken with the idea that one accident or illness could force a family without medical coverage into devastation.

To be sure, many other cities will be watching San Francisco closely in the ensuing months, even if San Francisco's socio-economic and political environments are unique.

FREE HEALTH INSURANCE QUOTES Start here...

Select Insurance Type:

Individual Health Group Health Small Business Health Short Term Health Family Health Medicare Supplemental Travel Insurance

Zip code:

Oklahoma Insurance Commissioner Kim Holland attended Senate Finance Committee aimed at lowering number of uninsured citizens, as reported by The Oklahoman. She declared that Oklahoma's poverty rate and number of uninsured workers is high, but health care offered to Native Americans has been severely limited by the federal government. The federal government is also stalling to broaden the availability subsidized health coverage for Oklahoma's many small businesses.

Small business owners and employees comprise a large number of constituents in need of health insurance reform immediately. Although employers may want the best coverage for their employees, oftentimes owners either bypass small business health insurance or obtain inadequate coverage in order to save the bottom line. Sen. John McCain- if elected- has proposed associations of small businesses that would purchase health insurance as a group, but the implementation of that plan might be too late for Oklahoma's small businesses.

Commissioner Holland recognizes that when the already poverty-stricken or financially dog-paddling Oklahomans become sick, there may be no way for them to obtain medical attention. She is hoping to draw attention on a national level to the plight of the uninsured and underinsured in Oklahoma. She states her frustration at the inequalities in coverage caused by the current federal health insurance laws.

Massachusetts initiated a reform package two years ago that has been praised nationally, staggering it's inception to ease its citizens into it. Now almost half a million people previously uninsured have health insurance coverage. Although, Obama adopts a similar health care reform plan on the national level, West Virginia Senator Jay Rockefeller expressed doubts that either candidate's health plan would be signed into law.

FREE HEALTH INSURANCE QUOTES Start here...

Select Insurance Type:

Individual Health Group Health Small Business Health Short Term Health Family Health Medicare Supplemental Travel Insurance

Zip code:

Micro-businesses (small businesses with under 12 employees) are speaking out about health care issues in the coming election.

While they all agree there are problems with the current health insurance system, MarketWatch has posted the results of a National Association of Self-Employed survey that shows no one has a definitive answer.

The small business owners surveyed were almost evenly divided into four camps. Those that want to:

FREE HEALTH INSURANCE QUOTES Start here...

Select Insurance Type:

Individual Health Group Health Small Business Health Short Term Health Family Health Medicare Supplemental Travel Insurance

Zip code:

With election day a mere two months away, small business owners and their employees wait patiently for more concrete details of how imminent healthcare reforms may impact their finances.

Both political parties plan to tender tax credits, intending to mitigate the ensuing expenses of health insurance plans for employers and employees of small businesses.

Sen. McCain quantifies his plan by offering tax credits of "up to $5000.00 for a family of four" enabling employees to choose and purchase their own health insurance plans while keeping health insurance as a product on the market. This removes the cost burden from the small business owner and provides potential relief for families to purchase health insurance plans of their choice.

Sen. Obama plans to provide small businesses with tax refunds of "up to 50 percent on health insurance premiums" paid for the benefit of employees. According to The Wall Street Journal, he'll "initiate a national "exchange" -- a pooling system where small companies can spread risk across the pool like big businesses do among their employee base." The goal being to acquire health insurance premiums at dramatically reduced rates.

Both plans seem to beg the question, "Will health insurance hereafter really be more accessible--not just for small businesses but for everyone?"