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Governor Charlie Crist's Florida health insurance plan, known as Cover Florida, may not be as successful as he had hoped.

Cover Florida was passed in May and was designed to offer some form of Florida health insurance to many of the state's 3.7 million uninsured citizens.

But the Orlando Sentinel reports that the Center on Budget and Policy Priorities, a nonprofit policy-research group in Washington, D.C., doesn't believe that Cover Florida is going to work.

The plan has two problems that the report suggests will make it unlikely that many Florida citizens will opt for the coverage. First, Cover Florida is designed to offer "bare bones" plans to low-income people.

But bare-bones plans also come with high deductibles and other out-of-pocket costs that make it difficult for residents to pay for treatments.

And even at that, Crist's Florida health insurance plan still comes in (at its cheapest) at $150 a month, much too much for most low-income residents to afford.

The writers of the report suggest that Florida should subsidize coverage for those who can't afford it, and offer plans that don't feature high costs and fees that still make it impossible to enjoy health coverage.