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In the back-and-forth political argument over how to insure America's children, it appears that the importance of family health insurance still hasn't been recognized.

The New York Times addressed this week the struggle to expand SCHIP (the State children's health insurance program) to cover many middle income children, instead of limiting it to the low income children that have traditionally been covered. Many states, for example, want to extend coverage to children in families that make up to 250% of the federal poverty level, or about $53,000 for a family of four.

Unfortunately in late August, the administration imposed new rules that would make it difficult, if not impossible, for many states to expand SCHIP.

But what we ought to be asking is this - where has family health insurance gone? The issue of providing coverage to children has become what it is based on the fact that the days of family health insurance seem to have disappeared. No longer can American workers rely on their employment to provide necessary medical insurance for their families.

Of course, protecting the health of children is, and should be, a top priority in this country. But parents need to stay healthy too, so they can provide and properly care for their families. And for this reason, we need to find a way to bring family health insurance back.