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A new survey released by the AFL-CIO revealed this week that people in the U.S. workforce are very concerned with the rising costs of health insurance and struggle regularly with other health care costs.

The study, as it's reported by eFluxMedia.com, reveals that even those people who do enjoy insurance benefits are afraid of what will happen if they can't pay for their health care. "Although most of the respondents were employed, college graduates, union members and had health insurance, they were not satisfied about the U.S.'s health-care system."

Of the survey respondents 95% thought it cost too much, and 62% were unhappy with the quality of their care.

Worse yet, 76% of people surveyed who lacked health insurance themselves said someone in their family had to skip a visit to the doctor due to health care costs, even though that family member was truly sick.

And missing doctor's appointments is one of the most dangerous practices of all, since those appointments help doctors to spot serious problems before they can get out of hand. This is why even those with minimal health care coverage should take advantage of it, and those who don't should search for health insurance that offers basic checkups and a certain number of emergency visits.