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Monday, February 11, 2008  

Utah Health Insurance Still On Hold

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While a much anticipated health care bill has finally passed in state legislature, Utah health insurance reform is still 10 years away.

The Salt Lake Tribune puts it most clearly: "Health-care reform in Utah will have to wait." Sure, a bill has been passed that mandates a task force to study several items, including individual mandates, ways to end the practice of the insured paying for the uninsured through emergency hospital visits, expanding entitlement programs, the possibility of protecting doctors from liability claims if they follow to-be-determined best practices, and the possibility of taxing doctors and hospitals to subsidize private insurance for the poor.

But all of the above are still possibilities, and the bill itself is called an "eventual" reform plan for Utah health insurance that will emphasize "individual accountability" and "market-based forces."

Sound vague? Perhaps that's because it is. But, there is one place where the bill is quite clear: "it will take 10 years to fully implement."

Meaning what for Utahans? That Utah health insurance will change, if indeed it does change based on state legislation, at a very slow pace. In the mean time, while it's great to talk about lowering premiums and boosting eligibility, state citizens need to keep shopping around the old fashioned way, comparing rates for insurance they can rely on at a price that doesn't empty their pocketbook.

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