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Wednesday, February 20, 2008  

Crist Tries to Extend Florida Health Insurance

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Governor Charlie Crist proposed this week reducing the number of state citizens living without Florida health insurance by creating coverage options that he said would cost less than half of what individual policyholders pay today.

According to the Orlando Sentinel, Crist's Cover Florida Health Access Act would not require individuals to buy Florida health insurance, nor would it force employers to provide coverage.

Instead, it would focus on private insurers who would negotiate with the state to develop coverage options that would include fewer services and thus be cheaper.

But the plan does have drawbacks. Insurance agencies would be required to offer Florida health insurance to any state citizen regardless of any pre-existing conditions, which many agencies insist can't be done without driving companies into the ground.

Furthermore, those individuals who need more than catastrophic coverage would still pay more for their insurance.

Whether or not Crist's proposal will pass is still on the table, but in the mean time, those individuals who still need affordable Florida health insurance are advised to shop around for a plan that covers all of their potential needs.

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