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The democratic presidential hopefuls are getting downright unfriendly these days, with the 3 front runners slinging mud right and left. But with medical coverage topping the list of their things-to-do, smart consumers are starting to ask, can we really afford a new health insurance plan?

According to The Wall Street Journal, Edwards, Obama and Clinton are all offering some type of medical coverage to the public, but none so far can unconditionally cover everyone. Why? The costs are just too high.

Barack Obama doesn't want to make medical coverage mandatory, though his health insurance plan does cover children. Edwards and Clinton both want to make coverage mandatory and more affordable through government subsidies, but it's unclear if such a plan is feasible. "Obama adviser Austan Goolsbee argues that there isn't enough money for subsidies to make health insurance affordable enough for people to buy it."

Clinton and Edwards each offer a health insurance plan that would supposedly make it easier for most Americans to get coverage, but admittedly they just can't cover everyone, leaving some people out in the cold.

Of course, covering more people is certainly better than not doing anything at all, particularly when there are 46 million uninsured people in the United States. But figuring out the details and balancing economic stability with improved health care is going to be a difficult job for whoever ends up in the white house.