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Thursday, November 29, 2007  

Pennsylvania Health Insurance Eating Up Incomes

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A recent report designed to identify state-specific health care costs and the importance of medical coverage finds that Pennsylvania health insurance premiums are too high for the average family.

As it's summarized at Phillyburbs.com, "Nearly 20 percent of Pennsylvanians, most of whom have insurance, will spend more than 10 percent of their family's pre-tax income on healthcare costs next year."

Another 601,000 will spend more than a quarter of their pre-tax income on healthcare costs next year. Clearly Pennsylvania health insurance premiums are far too high. How did this happen? Increasing premiums and health plans that cover fewer services or require higher out-of-pocket costs are cited as driving the phenomenon.

But yet another factor for rising health care costs is the relatively unhealthy status of Americans themselves. Not only are health plans covering fewer services, but people are getting sicker, leading to a rise in overall costs.

Western Pennsylvania Congressman Jason Altmire, D-4, called the figures “startling,” and upcoming presidential elections may make Pennsylvania health insurance less expensive and easier to come by. But until then, consumers are urged to make healthy lifestyle decisions, and search online aggressively for medical coverage that offers important yearly checkups