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Group health insurance in Montana has become a bit easier to come by for a select few small business owners. But, many critics argue that the money being used to subsidize their coverage ought to go towards insuring children and vulnerable populations, not those who can theoretically afford to buy some kind of insurance for themselves.

The Helena Independent Record addresses the situation with the new and somewhat small program called Insure Montana. According to the article, Insure Montana does a great job of covering the group health insurance for about 1,600 small business owners. Approved almost 2 years ago, and funded by a tobacco tax increase, Insure Montana offers excellent coverage at affordable rates.

Unfortunately, the costs of healthcare are such that only a small group of business owners enjoy the benefits of Insure Montana. "600 businesses are on a waiting list to buy its pooled coverage," and detractors argue that "public funds ought to provide the coverage directly to people most in need, such as children and low-income workers, instead of subsidize private insurance for whoever's buying it."

But those enjoying group health insurance at affordable rates aren't complaining, and it's easy to see why. It's just unfortunate that we must choose between insuring hard working Americans, and insuring those more vulnerable populations like kids and low-income workers.