Rural Areas Need Family Health Insurance Most of All
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As fewer and fewer employers can afford to offer medical coverage for the families of employees, those in rural areas have been hardest hit. And, as more industrial jobs move overseas, the situation has gotten a great deal worse.
Public subsidized insurance for rural children has gone up in enrollment, from 38% in 1998, to an astounding 54% in 2005. And at the same time, the number of children covered by an employer offered insurance plan also dropped another 10%.
It appears that family health insurance costs have just become too high; after all, 3/4 of those uninsured children in rural areas have at least 1 parent working full-time, year-round.
One avenue of relief appears to be in SCHIP, or the State Children's Health Insurance Program, which offers medical coverage to children whose parents make too much money to qualify for Medicaid, but don't get employer offered insurance.
And it's also a good idea to shop online for more competitive family health insurance prices; there are many deals that insurance companies offer for less online, or when they know that the consumer is comparing the plans and rates of many different agencies before choosing the one they like best.