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Tuesday, July 10, 2007  

Health Insurance Coverage Debates Reflect Different Options

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As Democratic presidential nominees jockey for public approval, their various approaches to health insurance coverage reflect the potential for future change that could move in many different directions.

According to the washingtonpost.com, there are at least 3 different debates going on regarding medical coverage in America today.

The first and most public, touted by presidential hopeful Barack Obama, is for a universal health care system applicable across the board for all American citizens. But arguments against universal health insurance coverage argue that it would be too costly, and inflate taxes beyond what Americans can pay.

Ezekiel Emanuel, a doctor and bioethics expert and the brother of Democratic Representative Rahm Emanuel, argues that our current medical coverage system is so dysfunctional that it must be completely abandoned and replaced by a plan "in which people can buy coverage themselves with a voucher."

But, perhaps the most tenable of them all is the one from economist Jonathan Gruber, whose health insurance coverage plan is more incremental, and similar to the Massachusetts plan recently enacted last year. This plan provides subsidies to people who can't pay for coverage, and increases public programs like Medicaid.

Which plan will become the most popular remains to be seen, but as the nominations draw near, it's clear that medical coverage has finally received the political attention it needs to lead us towards the insurance plan we've all been looking for.