FREE HEALTH INSURANCE QUOTES Start here...

Select Insurance Type:

Individual Health Group Health Small Business Health Short Term Health Family Health Medicare Supplemental Travel Insurance

Zip code:

This week former Mayor of New York and republican presidential hopeful Rudy Giuliani publicly released his plan to make affordable health insurance available to all Americans should he be nominated president.

At forbes.com the plan is summarized as "a consumer-oriented solution to the nation's health care woes that relies on giving individuals tax credits to purchase private insurance."

The key to Giuliani's bid for affordable health insurance is the $15,000 tax deduction he wants available for families who purchase medical coverage. Any leftover funds could be rolled over year-to-year for medical expenses.

But detractors argue that this plan requires families to purchase insurance first, and enjoy their tax deduction at the end of the year when they file. Of the 43 million Americans who couldn't afford medical coverage last year, many of them have families. If they could have paid for coverage, chances are they would have.

But Giuliani argues that this plan for providing affordable health insurance would cost less than the universal plans being offered up by his democratic rivals, and preserve some of the benefits enjoyed by Americans who do enjoy good medical coverage, like superior care and fast services.

Many small businesses support this kind of plan, since it removes the burden of providing medical coverage from them, an issue that many employers have been struggling with as healthcare costs go up.