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Monday, June 4, 2007  

Will Genetic Testing Undermine Individual Health Insurance Coverage?

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As genetic testing becomes more and more useful in the fight against cancer, will it undermine the average consumer's ability to find good individual health insurance coverage?

At wral.com, the example they give is of a woman genetically predisposed to breast cancer. Genetic testing has been able to pinpoint a breast cancer "gene," and as more and more disease is linked to heredity, such testing is likely to grow in popularity.

But what about the struggle for individual health insurance coverage? Could someone be denied for have such a tendency towards disease?

As of right now, legislation is currently before Congress to prevent insurance discrimination based on genetic testing. Hopefully it will pass, making just that little bit easier for people who really need medical coverage to find and receive the kinds of treatments that could save their life.

In the mean time, following a healthy lifestyle and getting regular checkups is still the best known way to avoid cancer, most disease, and even to qualify for individual health insurance coverage.

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