FREE HEALTH INSURANCE QUOTES Start here...

Select Insurance Type:

Individual Health Group Health Small Business Health Short Term Health Family Health Medicare Supplemental Travel Insurance

Zip code:

With the U.S. House passage of HR 493 - the Genetic Information Nondiscrimination Act, it will be harder for insurance agencies to deny health insurance coverage to those with a congenital medical condition.

But what about those who are suffering from discrimination today due to pre-existing conditions?

It's an impossible and disturbing situation. Anyone with a pre-existing medical condition will need medical care in order to be a functioning member of society. However, if you have such a condition getting health insurance coverage is near impossible, leading to ridiculously high medical debt.

As it's outlined by one mother at thespectrum.com, whose son has a congenital medical condition, "The option we were told repeatedly by insurance companies, which would be a sure way to get our son insured, was to become destitute, liquidating all our assets, to qualify for governmental assistance through Medicaid. It was offensive every time to be told discreetly in all its political correctness that the health care system does not encourage people to be productive."

So what is the solution? Many feel that the prescription drug lobby needs to be controlled, and that the strangle hold that pharmaceutical companies have on health insurance companies and consumers alike must be loosened.

Until then agencies can't afford to offer good health insurance coverage to anyone with a medical condition, and those who need coverage the most will be left out in the cold.