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Monday, April 9, 2007  

Neither Medicare Insurance nor Affordable Family Health Insurance Protecting Texas Children

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Medicare insurance and its inability to protect Texas children is the main topic at a recent reuters.com article. But what goes unsaid is that the lack of affordable family health insurance is the biggest problem that parents face today when they want to protect the health of their children.

According to the article, Texas on Monday asked a U.S. court to accept a settlement ending a 14-year fight over whether it failed to provide Medicaid to poor children, an accord that could cost the state hundreds of millions of dollars a year and subject it to strict supervision.

At the same time, by boosting doctor's and dentist's reimbursement rates by 25% and 50%, this would lead many medical practitioners in Texas to treat children they can't take care of right now, even when they're covered by Medicare insurance.

In Texas 2.8 million children aren't insured; After California, Texas has the largest number of uninsured children of any state in the country.

Clearly there's a problem here, and that problem is that there is a tremendous shortage in affordable family health insurance.

Of Texas children who are uninsured, six out of ten live in a family whose head of household is employed full-time throughout the year. Yet, their parents can't afford to protect the health of their children because of the rising costs of healthcare.

Hopefully the court ruling will lean towards greater reimbursements for doctors and dentists who accept Medicare coverage. And while this would only work as a short-term solution, perhaps it will lead to changes in our healthcare system that could make affordable health insurance, for everyone, a reality at last.

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