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In an exciting development, the californiaprogressreport.com reports that affordable California health insurance may be on the way, as legislation passes for the first time in California history to control increases in medical coverage premiums.

The legislation in question would be AB-1554, which is an unglamorous name for an exciting bit of lawmaking. According to this new law, HMOs and health insurers would need to receive approval from the California Department of Managed Health Care (DMHC) or the Department of Insurance (DOI) for increases in premiums, co-payments, coinsurance obligations and deductibles.

In short, they can't raise the rates without permission from the state.

And with more than 6.5 million uninsured, affordable California health insurance is a dream come true for many, many individuals who just can't afford the skyrocketing prices for medical coverage and healthcare.

So congratulations to California citizens, and with luck perhaps all states will take the initiative to make affordable medical coverage more available to all Americans.