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Tuesday, March 6, 2007  

Health Insurance Too Expensive For the Middle Class

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At insurancenewsnet.com, the growing trend towards uninsured, middle class Americans reveals that health insurance is even too expensive for those who make a "decent living."

We're used to the idea that the poor can't afford insurance. Healthcare costs are in the trillions, and that's a hefty bill to be paying through your health insurance premiums.

But more and more, insurance is so outrageously expensive that even those people who make a good wage can't afford it. According to the article, "more than one-third of the uninsured -17 million of the nearly 47 million - have family incomes of $40,000 or more."

How is this possible? For people considered a risk, meaning those in poor health or at risk for illness, health insurance premiums are much, much higher. And, if you're self-employed and don't have anyone to help ease the burden of costs, health insurance can easily become the most expensive bill on the table.

Hopefully upcoming legislation will help to rectify this situation. Since so many middle-class people are now uninsured, health insurance has been gaining a lot of press. It's unfortunate that this is what it takes to make health insurance a priority, but if change is on the horizon then there could be some relief approaching for those who can't afford good medical coverage.